Claims workbench/CLM-2026-034643
Professional claim · CMS-1500 · EDI 837P

CLM-2026-034643

Valley Clinical Laboratories, Clinical Laboratory. Service 2025-12-06 at independent laboratory (POS 81). Received 2026-01-13.

DeniedOut of network
Billed
$45.00
1 line
Allowed
$20.25
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 10% coinsurance
Rules engine
Deny
CO204
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-11243-09
Date of birth
2006-12-19
Identity
Verified4 records, confidence 0.99
Claim record
CLMCLM-415904
Relationship
Spouse, Fresno, CA

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-8513
Coverage period
2023-06-01 to 2026-05-13
Deductible
$1,500.93 of $3,500.0043%
Out-of-pocket maximum
$2,858.47 of $7,000.0041%
Copays
office $25.00, specialist $75.00, emergency $250.00
Physical therapy visits
15 of 20 used

Provider

Billing and rendering

Billing provider
Valley Clinical Laboratories
Clinical Laboratory · taxonomy 291U00000X
NPI
5408693625
Network
Out of network
Rendering NPI
5408693625
Location
Tampa, FL · TIN 43-5217451
Authorisation / referral
none / REF619840

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
180053Comprehensive metabolic panel—11$45.00$20.25——DeniedCO204
Totals$45.00$20.25——
Diagnoses (ICD-10-CM)
  • 1. I10 Essential (primary) hypertensionprincipal
  • 2. N39.0 Urinary tract infection, site not specified
Claim header
Patient account
PA-270977
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-002842 (verified, link confidence 0.99).
EligibilityPassActive on 2025-12-06: NAVIGATE-HMO (HMO), effective 2023-06-01, terms 2026-05-13.
Timely filingPassReceived 38 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkFailCO204Billing provider 5408693625 is out of network and the HMO plan has no out-of-network benefit.
Service not covered under the member's plan
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Valley Clinical Laboratories2025-12-06 14:50

    Patient seen for essential (primary) hypertension.

  • SystemSystem: Claims system2026-01-13 04:02

    Billing provider is out of network and the member's plan has no out-of-network benefit outside of emergencies.

  • AdministrativeExaminer: M. Alvarez (Claims Examiner I)2026-01-13 15:04

    Member services inquiry logged on this claim; member asked about the status of payment.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-22 12:44
    Provider network: Billing provider 5408693625 is out of network and the HMO plan has no out-of-network benefit.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0145222025-11-26Meadow Cardiovascular Associates$338.00Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO204scenario: Oon hmo

No out-of-network benefit on this plan.