Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-007114
UB-04 · 2026-07-13
Nicole Richardson
UHC-06257-82
2026-06-27
Outpatient hospital
Mesa GI Associates
Gastroenterology · in network
43239$2,207.00$774.73Clean approval—Approved
CLM-2026-011555
CMS-1500 · 2026-05-19
Nicole Richardson
UHC-06257-82
2026-04-05
Office
Harbor Family Practice
Family Medicine · in network
36415, 99395, 99213$530.00—Left for review
REPL
—Needs review
CLM-2026-011554
CMS-1500 · 2026-05-02
Nicole Richardson
UHC-06257-82
2026-04-05
Office
Harbor Family Practice
Family Medicine · in network
36415, 99395, 99213$530.00$318.06Clean approval—Approved
CLM-2026-002622
CMS-1500 · 2026-01-12
Nicole Richardson
UHC-06257-82
2025-12-14
Independent laboratory
Desert Clinical Laboratories
Clinical Laboratory · in network
80061, 83036$112.00$0.00Clean approval—Approved
CLM-2026-028263
CMS-1500 · 2026-01-06
Nicole Richardson
UHC-06257-82
2025-12-18
Office
Northgate Medical Group
Family Medicine · in network
36415, 90471$46.00$17.98Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.