Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-019965
UB-04 · 2026-09-04
Hannah Rose
UHC-38319-19
2026-08-09
Emergency room
Riverside Regional Medical Center
Emergency Medicine · out of network
99283, 99285$2,618.00—Left for review
NET CO97
—Needs review
CLM-2026-019934
UB-04 · 2026-09-04
Hannah Rose
UHC-38319-19
2026-07-30
Outpatient hospital
Canyon Skin Care Associates
Dermatology · in network
70553$3,072.00—Left for review
CO50
—Needs review
CLM-2026-013737
CMS-1500 · 2026-01-21
Hannah Rose
UHC-38319-19
2025-12-18
Independent laboratory
Evergreen Reference Lab
Clinical Laboratory · in network
83036, 80061, 80053, 85025$207.00$0.00Clean approval—Approved
CLM-2026-001750
CMS-1500 · 2026-01-21
Hannah Rose
UHC-38319-19
2026-01-03
Office
Valley Primary Care Associates
Family Medicine · out of network
99213$199.00—Denied by rule
CO204
—Denied
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.