Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-005801
CMS-1500 · 2026-07-07
Kyle Kennedy
UHC-54040-20
2026-06-15
Office
Desert Medical Group
Internal Medicine · in network
93000$77.00$17.74Clean approval—Approved
CLM-2026-033530
UB-04 · 2026-05-01
Kyle Kennedy
UHC-54040-20
2026-03-25
Outpatient hospital
Sunrise Digestive Health Center
Gastroenterology · out of network
45378, 88305$2,490.00$670.84Clean approval—Approved
CLM-2026-012490
UB-04 · 2026-01-12
Kyle Kennedy
UHC-54040-20
2025-12-29
Outpatient hospital
Valley Bone and Joint Center
Orthopedic Surgery · out of network
73721$1,976.00—Left for review
DUP
—Needs review
CLM-2026-012489
UB-04 · 2026-01-01
Kyle Kennedy
UHC-54040-20
2025-12-29
Outpatient hospital
Pinecrest Bone and Joint Center
Orthopedic Surgery · in network
73721$1,976.00$647.26Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.