Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-026203
CMS-1500 · 2026-05-01
Martha Weaver
UHC-63216-91
2026-04-07
Office
Riverside Internal Medicine Associates
Internal Medicine · in network
99214, 93000$327.00$172.74Clean approval—Approved
CLM-2026-022843
CMS-1500 · 2026-02-03
Martha Weaver
UHC-63216-91
2026-01-13
Office
Unity Internal Medicine Associates
Internal Medicine · out of network
99214$260.00$87.00Clean approval—Approved
CLM-2026-008433
UB-04 · 2026-01-02
Martha Weaver
UHC-63216-91
2025-11-27
Outpatient hospital
Meadow Imaging Center
Radiology · in network
74177, 70553$4,179.00—Left for review
CO97
Approved
confidence 0.95
Needs review
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.