Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-014535
CMS-1500 · 2026-07-09
Jon Parker
UHC-53297-26
2026-05-30
Office
Riverside Orthopedic Specialists
Orthopedic Surgery · in network
99213$220.00$76.40Clean approval—Approved
CLM-2026-014927
UB-04 · 2026-04-04
Jon Parker
UHC-53297-26
2026-03-12
Outpatient hospital
Unity Cardiovascular Associates
Cardiology · in network
93015$410.00$0.00Clean approval—Approved
CLM-2026-017553
CMS-1500 · 2026-02-12
Jon Parker
UHC-53297-26
2026-01-13
Office
Pinecrest Bone and Joint Center
Orthopedic Surgery · in network
20610$202.00$65.24Clean approval—Approved
CLM-2026-006650
UB-04 · 2026-01-03
Jon Parker
UHC-53297-26
2025-12-27
Outpatient hospital
Evergreen Diagnostic Imaging
Radiology · in network
70553, 74177$5,726.00—Left for review
CO97
Denied
confidence 0.95
Needs review
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.