Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-022834
CMS-1500 · 2026-10-12
Charlotte Ortiz
UHC-52389-49
2026-09-27
Office
Mesa Medical Group
Internal Medicine · in network
99214$272.00—Denied by rule
CO18
—Denied
CLM-2026-022833
CMS-1500 · 2026-10-05
Charlotte Ortiz
UHC-52389-49
2026-09-27
Office
Mesa Medical Group
Internal Medicine · in network
99214$272.00$148.64Clean approval—Approved
CLM-2026-016449
CMS-1500 · 2026-07-21
Charlotte Ortiz
UHC-52389-49
2026-07-18
Office
Canyon Primary Care Associates
Family Medicine · in network
99395$335.00$187.70Clean approval—Approved
CLM-2026-031922
CMS-1500 · 2026-04-16
Charlotte Ortiz
UHC-52389-49
2026-03-15
Office
Desert Primary Care Associates
Family Medicine · in network
90471, 36415$61.00$17.82Clean approval—Approved
CLM-2026-020849
UB-04 · 2026-01-05
Charlotte Ortiz
UHC-52389-49
2026-01-01
Outpatient hospital
Riverside Imaging Center
Radiology · in network
70553$2,250.00$0.00Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.