Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-018500
UB-04 · 2026-07-13
George Shaw
UHC-36004-77
2026-06-22
Emergency room
Cornerstone Regional Medical Center
Emergency Medicine · in network
99285, 99283, 96374$3,136.00$1,474.80Clean approval—Approved
CLM-2026-027705
UB-04 · 2026-06-17
George Shaw
UHC-36004-77
2026-06-10
Outpatient hospital
Meadow Clinical Laboratories
Clinical Laboratory · in network
70553$2,562.00—Left for review
CO50
—Needs review
CLM-2026-001278
CMS-1500 · 2026-03-29
George Shaw
UHC-36004-77
2026-03-22
Office
Lakeside Internal Medicine Associates
Internal Medicine · in network
99214, 80053$385.00$218.70Clean approval—Approved
CLM-2026-017849
CMS-1500 · 2026-01-05
George Shaw
UHC-36004-77
2025-12-18
Office
Valley Digestive Health Center
Gastroenterology · in network
99214$317.00$121.54Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.