Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-010003
UB-04 · 2026-02-22
Priya Tucker
UHC-26060-45
2026-01-22
Emergency room
Sunrise Community Hospital
Emergency Medicine · in network
99285, 96374, 71046$2,296.00$1,112.80Clean approval—Approved
CLM-2026-010697
CMS-1500 · 2026-02-12
Priya Tucker
UHC-26060-45
2025-07-24
Office
Unity Internal Medicine Associates
Internal Medicine · out of network
93000, 99214$332.00—Denied by rule
CO29
—Denied
CLM-2026-011714
UB-04 · 2026-02-03
Priya Tucker
UHC-26060-45
2026-01-19
Inpatient hospital
Mesa Orthopedic Specialists
Orthopedic Surgery · in network
27447$48,085.00—Denied by rule
CO197
—Denied
CLM-2026-027026
CMS-1500 · 2026-01-12
Priya Tucker
UHC-26060-45
2025-12-16
Independent laboratory
Pinecrest Clinical Laboratories
Clinical Laboratory · in network
80061$64.00—Left for review
DUP
—Needs review
CLM-2026-027025
CMS-1500 · 2026-01-06
Priya Tucker
UHC-26060-45
2025-12-16
Independent laboratory
Sunrise Clinical Laboratories
Clinical Laboratory · in network
80061$64.00$0.00Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.