Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-032463
CMS-1500 · 2026-09-12
Marilyn Romero
UHC-22595-40
2026-09-06
Office
Lakeside Skin Care Associates
Dermatology · in network
11403$653.00$344.86Clean approval—Approved
CLM-2026-009942
UB-04 · 2026-07-27
Marilyn Romero
UHC-22595-40
2026-07-02
Outpatient hospital
Riverside Bone and Joint Center
Orthopedic Surgery · out of network
73721, 29881$9,540.00$3,657.82Clean approval—Approved
CLM-2026-007771
UB-04 · 2026-07-27
Marilyn Romero
UHC-22595-40
2026-07-06
Outpatient hospital
Cornerstone Digestive Health Center
Gastroenterology · in network
45378$1,794.00$682.15Clean approval—Approved
CLM-2026-011972
CMS-1500 · 2026-01-11
Marilyn Romero
UHC-22595-40
2025-12-24
Office
Mesa Family Practice
Family Medicine · in network
90471, 99203, 99213$400.00$232.50Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.