Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-021398
CMS-1500 · 2026-09-12
Shirley Obrien
UHC-62601-51
2026-08-06
Office
Canyon Counseling Center
Behavioral Health · out of network
90791$397.00$128.65Clean approval—Approved
CLM-2026-001765
UB-04 · 2026-03-08
Shirley Obrien
UHC-62601-51
2026-02-21
Outpatient hospital
Valley Imaging Center
Radiology · in network
70553, 77067$2,328.00$266.36Clean approval—Approved
CLM-2026-022256
CMS-1500 · 2026-02-27
Shirley Obrien
UHC-62601-51
2026-01-24
Office
Northgate Medical Group
Family Medicine · in network
99213, 90471$189.00$87.18Clean approval—Approved
CLM-2026-004535
UB-04 · 2026-01-11
Shirley Obrien
UHC-62601-51
2025-12-06
Outpatient hospital
Lakeside Imaging Center
Radiology · in network
71046, 74177$2,325.00$264.87Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.