Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-015694
UB-04 · 2026-07-12
Jeremy Garrett
UHC-85404-26
2026-06-20
Outpatient hospital
Sunrise Behavioral Health
Behavioral Health · in network
70553$1,878.00—Left for review
CO50
—Needs review
CLM-2026-008392
UB-04 · 2026-06-17
Jeremy Garrett
UHC-85404-26
2026-05-04
Outpatient hospital
Riverside Bone and Joint Center
Orthopedic Surgery · out of network
29881, 73721$11,667.00$2,611.90Clean approval—Approved
CLM-2026-008942
CMS-1500 · 2026-01-11
Jeremy Garrett
UHC-85404-26
2025-12-26
Telehealth
Evergreen Counseling Center
Behavioral Health · in network
99214$237.00$106.94Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.