Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-033618
UB-04 · 2026-05-28
Maria Carter
UHC-99707-79
2026-05-15
Outpatient hospital
Mesa Internal Medicine Associates
Internal Medicine · out of network
70553$2,792.00—Left for review
CO50
—Needs review
CLM-2026-027652
CMS-1500 · 2026-05-28
Maria Carter
UHC-99707-79
2026-04-30
Office
Valley Medical Group
Family Medicine · in network
36415, 99203$212.00$116.56Clean approval—Approved
CLM-2026-032080
UB-04 · 2026-05-11
Maria Carter
UHC-99707-79
2026-04-16
Outpatient hospital
Desert Diagnostic Imaging
Radiology · in network
71046$179.00$0.00Clean approval—Approved
CLM-2026-006492
CMS-1500 · 2026-05-10
Maria Carter
UHC-99707-79
2026-04-10
Office
Canyon Internal Medicine Associates
Internal Medicine · in network
93000$86.00$13.32Clean approval—Approved
CLM-2026-001392
CMS-1500 · 2026-01-13
Maria Carter
UHC-99707-79
2025-12-24
Office
Harbor Diabetes Center
Endocrinology · in network
95251, 99214$349.00$156.38Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.