Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-016705
CMS-1500 · 2026-09-14
Charles Ortiz
UHC-92395-20
2026-08-27
Office
Lakeside Physical Therapy
Physical Therapy · in network
97110$292.00—Denied by rule
CO18
—Denied
CLM-2026-016704
CMS-1500 · 2026-09-04
Charles Ortiz
UHC-92395-20
2026-08-27
Office
Lakeside Physical Therapy
Physical Therapy · in network
97110$292.00$141.04Clean approval—Approved
CLM-2026-002147
CMS-1500 · 2026-03-14
Charles Ortiz
UHC-92395-20
2026-01-28
Independent laboratory
Canyon Reference Lab
Clinical Laboratory · in network
85025, 87086$110.00$0.00Clean approval—Approved
CLM-2026-025268
CMS-1500 · 2026-01-18
Charles Ortiz
UHC-92395-20
2025-12-07
Office
Meadow Primary Care Associates
Family Medicine · in network
36415, 90471$51.00$20.46Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.