Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-007954
CMS-1500 · 2026-05-14
Kelly Gordon
UHC-60170-41
2026-05-08
Independent laboratory
Mesa Clinical Laboratories
Clinical Laboratory · in network
87086$56.00$0.00Clean approval—Approved
CLM-2026-012952
CMS-1500 · 2026-04-26
Kelly Gordon
UHC-60170-41
2026-03-23
Independent laboratory
Northgate Clinical Laboratories
Clinical Laboratory · in network
85025$36.00$0.00Clean approval—Approved
CLM-2026-014385
UB-04 · 2026-04-10
Kelly Gordon
UHC-60170-41
2026-03-30
Emergency room
Unity Community Hospital
Emergency Medicine · in network
96374, 99285$2,602.00$1,288.65Clean approval—Approved
CLM-2026-001329
CMS-1500 · 2026-01-18
Kelly Gordon
UHC-60170-41
2025-12-12
Office
Unity Internal Medicine Associates
Internal Medicine · out of network
80053, 93000, 99215$481.00$196.45Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.