Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-016646
UB-04 · 2026-09-17
Arjun Sullivan
UHC-69356-13
2026-08-16
Emergency room
Pinecrest Regional Medical Center
Emergency Medicine · out of network
99285$2,470.00—Left for review
NET
—Needs review
CLM-2026-007467
CMS-1500 · 2026-06-04
Arjun Sullivan
UHC-69356-13
2026-05-20
Office
Evergreen Medical Group
Family Medicine · in network
90471, 99214, 36415$296.00$156.24Clean approval—Approved
CLM-2026-009278
CMS-1500 · 2026-04-19
Arjun Sullivan
UHC-69356-13
2026-03-18
Office
Harbor Rehabilitation Center
Physical Therapy · in network
97110, 97161, 97014$517.00$290.54Clean approval—Approved
CLM-2026-018223
CMS-1500 · 2026-03-28
Arjun Sullivan
UHC-69356-13
2026-02-12
Independent laboratory
Unity Reference Lab
Clinical Laboratory · in network
87086, 85025$119.00$0.00Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.