Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-029885
CMS-1500 · 2026-05-21
Anna Carlson
UHC-22854-38
2026-04-13
Office
Northgate Medical Group
Family Medicine · in network
90471, 36415, 99214$319.00$174.22Clean approval—Approved
CLM-2026-024098
CMS-1500 · 2026-05-06
Anna Carlson
UHC-22854-38
2026-04-17
Office
Sunrise Medical Group
Internal Medicine · in network
93000$103.00$23.86Clean approval—Approved
CLM-2026-025735
CMS-1500 · 2026-02-01
Anna Carlson
UHC-22854-38
2026-01-15
Office
Valley Family Practice
Family Medicine · in network
90471, 99395$282.00—Left for review
REPL
—Needs review
CLM-2026-025734
CMS-1500 · 2026-01-18
Anna Carlson
UHC-22854-38
2026-01-15
Office
Valley Family Practice
Family Medicine · in network
90471, 99395$282.00$147.56Clean approval—Approved
CLM-2026-021508
CMS-1500 · 2026-01-18
Anna Carlson
UHC-22854-38
2025-12-19
Office
Pinecrest Medical Group
Internal Medicine · in network
93000$80.00$9.60Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.