Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-009320
CMS-1500 · 2026-05-29
Sophia Jacobs
UHC-74205-24
2026-04-22
Office
Riverside Internal Medicine Associates
Internal Medicine · out of network
93000, 99215, 99214$687.00$289.15Clean approval—Approved
CLM-2026-026239
CMS-1500 · 2026-03-13
Sophia Jacobs
UHC-74205-24
2026-02-02
Independent laboratory
Heritage Clinical Laboratories
Clinical Laboratory · in network
80053, 83036, 80061$179.00$0.00Clean approval—Approved
CLM-2026-015891
UB-04 · 2026-01-21
Sophia Jacobs
UHC-74205-24
2025-12-11
Outpatient hospital
Lakeside Physical Therapy
Physical Therapy · in network
70553$6,171.00—Left for review
CO50
—Needs review
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.