Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-012460
CMS-1500 · 2026-08-08
Lucia Rios
UHC-92720-51
2026-07-26
Office
Valley Skin Care Associates
Dermatology · out of network
11102, 17110$520.00—Left for review
CO16
—Needs review
CLM-2026-000769
CMS-1500 · 2026-08-08
Lucia Rios
UHC-92720-51
2026-08-03
Office
Mesa Medical Group
Family Medicine · in network
99213, 99395$442.00$234.04Clean approval—Approved
CLM-2026-005989
CMS-1500 · 2026-07-15
Lucia Rios
UHC-92720-51
2026-06-15
Independent laboratory
Canyon Clinical Laboratories
Clinical Laboratory · in network
87086$59.00$0.00Clean approval—Approved
CLM-2026-031672
CMS-1500 · 2026-06-08
Lucia Rios
UHC-92720-51
2026-04-12
Office
Mesa Family Practice
Family Medicine · in network
99214, 90471$278.00—Denied by rule
CO18
—Denied
CLM-2026-031671
CMS-1500 · 2026-05-19
Lucia Rios
UHC-92720-51
2026-04-12
Office
Mesa Family Practice
Family Medicine · in network
99214, 90471$278.00$132.36Clean approval—Approved
CLM-2026-007108
CMS-1500 · 2026-03-18
Lucia Rios
UHC-92720-51
2026-02-26
Independent laboratory
Mesa Clinical Laboratories
Clinical Laboratory · in network
80061, 87086$128.00$0.00Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.