Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-034396
UB-04 · 2026-09-29
Omar Bryant
UHC-89172-02
2026-08-19
Outpatient hospital
Harbor Bone and Joint Center
Orthopedic Surgery · in network
29881$6,068.00$2,370.86Clean approval—Approved
CLM-2026-016845
CMS-1500 · 2026-03-15
Omar Bryant
UHC-89172-02
2026-02-04
Telehealth
Northgate Counseling Center
Behavioral Health · in network
99214$204.00$86.48Clean approval—Approved
CLM-2026-000003
CMS-1500 · 2026-01-24
Omar Bryant
UHC-89172-02
2026-01-09
Office
Summit Counseling Center
Behavioral Health · in network
90837, 90791$543.00$296.66Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.