Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-008023
CMS-1500 · 2026-04-18
Wayne Weaver
UHC-84816-21
2026-04-08
Independent laboratory
Harbor Clinical Laboratories
Clinical Laboratory · out of network
80061, 80053, 85025$143.00—Denied by rule
CO204
—Denied
CLM-2026-008022
CMS-1500 · 2026-04-14
Wayne Weaver
UHC-84816-21
2026-04-08
Independent laboratory
Canyon Clinical Laboratories
Clinical Laboratory · in network
80061, 80053, 85025$143.00$0.00Clean approval—Approved
CLM-2026-015547
UB-04 · 2026-03-07
Wayne Weaver
UHC-84816-21
2026-02-23
Outpatient hospital
Unity Dermatology Clinic
Dermatology · in network
70553$2,072.00—Left for review
CO50
—Needs review
CLM-2026-001846
UB-04 · 2026-01-25
Wayne Weaver
UHC-84816-21
2026-01-11
Outpatient hospital
Pinecrest GI Associates
Gastroenterology · in network
45378, 43239$3,644.00—Left for review
CO97
—Needs review
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.