Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-021084
UB-04 · 2026-09-26
Judy Burns
UHC-13174-98
2026-08-13
Outpatient hospital
Pinecrest Bone and Joint Center
Orthopedic Surgery · in network
29881$9,739.00—Denied by rule
CO27
—Denied
CLM-2026-031335
CMS-1500 · 2026-08-11
Judy Burns
UHC-13174-98
2026-08-08
Office
Meadow Bone and Joint Center
Orthopedic Surgery · in network
20610$236.00—Denied by rule
CO27
—Denied
CLM-2026-018266
CMS-1500 · 2026-04-16
Judy Burns
UHC-13174-98
2026-03-23
Office
Sunrise Physical Therapy
Physical Therapy · in network
97110, 97014, 97161$538.00—Denied by rule
CO27 LIM
—Denied
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.