Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-008354
UB-04 · 2026-10-05
Christina Sandoval
UHC-51663-15
2026-09-04
Outpatient hospital
Mesa Cardiovascular Associates
Cardiology · in network
93015, 93306$2,024.00—Left for review
REPL
—Needs review
CLM-2026-008353
UB-04 · 2026-09-25
Christina Sandoval
UHC-51663-15
2026-09-04
Outpatient hospital
Mesa Cardiovascular Associates
Cardiology · in network
93015, 93306$2,024.00$328.76Clean approval—Approved
CLM-2026-033313
CMS-1500 · 2026-07-17
Christina Sandoval
UHC-51663-15
2026-06-18
Independent laboratory
Meadow Clinical Laboratories
Clinical Laboratory · in network
80061, 80053$124.00$0.00Clean approval—Approved
CLM-2026-001287
CMS-1500 · 2026-07-06
Christina Sandoval
UHC-51663-15
2026-06-02
Office
Riverside Family Practice
Family Medicine · in network
99203, 99214, 90471$548.00$309.76Clean approval—Approved
CLM-2026-010985
CMS-1500 · 2026-01-27
Christina Sandoval
UHC-51663-15
2026-01-10
Office
Lakeside Physical Therapy
Physical Therapy · in network
97110, 97014$224.00$108.88Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.