Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-024911
UB-04 · 2026-08-08
Zachary Mendez
UHC-28618-02
2026-07-15
Emergency room
Unity Community Hospital
Emergency Medicine · in network
99284$1,331.00$582.05Clean approval—Approved
CLM-2026-012089
CMS-1500 · 2026-06-11
Zachary Mendez
UHC-28618-02
2026-05-20
Office
Summit Heart Institute
Cardiology · in network
93224$467.00—Denied by rule
CO18
—Denied
CLM-2026-016444
UB-04 · 2026-05-27
Zachary Mendez
UHC-28618-02
2026-05-19
Outpatient hospital
Evergreen GI Associates
Gastroenterology · in network
43239, 45378$4,644.00—Left for review
DUP
—Needs review
CLM-2026-012088
CMS-1500 · 2026-05-27
Zachary Mendez
UHC-28618-02
2026-05-20
Office
Summit Heart Institute
Cardiology · in network
93224$467.00$214.54Clean approval—Approved
CLM-2026-016443
UB-04 · 2026-05-21
Zachary Mendez
UHC-28618-02
2026-05-19
Outpatient hospital
Riverside Digestive Health Center
Gastroenterology · in network
43239, 45378$4,644.00$1,809.44Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.