Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-012376
CMS-1500 · 2026-08-19
Rachel Walker
UHC-21212-52
2026-07-09
Independent laboratory
Lakeside Reference Lab
Clinical Laboratory · in network
83036, 80053$117.00—Left for review
REPL
—Needs review
CLM-2026-012375
CMS-1500 · 2026-08-16
Rachel Walker
UHC-21212-52
2026-07-09
Independent laboratory
Lakeside Reference Lab
Clinical Laboratory · in network
83036, 80053$117.00$0.00Clean approval—Approved
CLM-2026-001995
CMS-1500 · 2026-08-13
Rachel Walker
UHC-21212-52
2026-07-16
Office
Canyon GI Associates
Gastroenterology · in network
99214$283.00$125.46Clean approval—Approved
CLM-2026-018466
UB-04 · 2026-02-07
Rachel Walker
UHC-21212-52
2026-01-16
Outpatient hospital
Canyon Heart Institute
Cardiology · out of network
93306, 93458$7,331.00$1,912.44Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.