Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-009336
CMS-1500 · 2026-10-11
Nancy Rojas
UHC-90304-33
2026-09-16
Office
Pinecrest Medical Group
Internal Medicine · in network
99215$382.00$211.84Clean approval—Approved
CLM-2026-012700
CMS-1500 · 2026-06-14
Nancy Rojas
UHC-90304-33
2026-06-06
Independent laboratory
Desert Clinical Laboratories
Clinical Laboratory · in network
80053, 80061, 83036$154.00$0.00Clean approval—Approved
CLM-2026-009918
CMS-1500 · 2026-04-15
Nancy Rojas
UHC-90304-33
2026-04-13
Office
Meadow Skin Care Associates
Dermatology · in network
99213, 17110$358.00$146.96Clean approval—Approved
CLM-2026-032213
CMS-1500 · 2026-02-07
Nancy Rojas
UHC-90304-33
2026-01-22
Office
Sunrise Physical Therapy
Physical Therapy · in network
97110$210.00$105.20Clean approval—Approved
CLM-2026-022671
UB-04 · 2026-02-07
Nancy Rojas
UHC-90304-33
2026-01-19
Emergency room
Lakeside Regional Medical Center
Emergency Medicine · in network
99284$1,560.00$608.00Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.