Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-028951
UB-04 · 2026-09-20
Sean Evans
UHC-66436-57
2026-09-01
Outpatient hospital
Summit Diagnostic Imaging
Radiology · in network
71046, 70553, 76700$3,282.00—Left for review
CO97
—Needs review
CLM-2026-024506
CMS-1500 · 2026-09-15
Sean Evans
UHC-66436-57
2026-08-15
Office
Northgate Medical Group
Internal Medicine · in network
80053, 99214$332.00$180.84Clean approval—Approved
CLM-2026-006772
CMS-1500 · 2026-07-06
Sean Evans
UHC-66436-57
2026-06-24
Independent laboratory
Desert Reference Lab
Clinical Laboratory · out of network
80053$40.00—Denied by rule
CO204
—Denied
CLM-2026-011199
UB-04 · 2026-02-09
Sean Evans
UHC-66436-57
2026-01-31
Emergency room
Summit Regional Medical Center
Emergency Medicine · in network
99283$915.00$153.25Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.