Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-031542
CMS-1500 · 2026-04-23
Beverly Warren
UHC-50109-81
2026-04-12
Office
Heritage GI Associates
Gastroenterology · in network
99214$284.00$101.08Clean approval—Approved
CLM-2026-020341
CMS-1500 · 2026-04-14
Beverly Warren
UHC-50109-81
2026-03-31
Office
Canyon Medical Group
Internal Medicine · in network
99214, 93000$355.00$195.10Clean approval—Approved
CLM-2026-031077
CMS-1500 · 2026-03-08
Beverly Warren
UHC-50109-81
2026-02-13
Office
Lakeside Orthopedic Specialists
Orthopedic Surgery · in network
20610$300.00—Left for review
CO16
—Needs review
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.