Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-005694
UB-04 · 2026-08-29
Kathleen Cruz
UHC-59287-85
2026-06-29
Inpatient hospital
Northgate Orthopedic Specialists
Orthopedic Surgery · in network
27447$29,657.00—Left for review
DUP HIGH
—Needs review
CLM-2026-005693
UB-04 · 2026-08-08
Kathleen Cruz
UHC-59287-85
2026-06-29
Inpatient hospital
Valley Bone and Joint Center
Orthopedic Surgery · out of network
27447$29,657.00—Left for review
HIGH
—Needs review
CLM-2026-006683
UB-04 · 2026-07-20
Kathleen Cruz
UHC-59287-85
2026-06-05
Inpatient hospital
Unity Medical Group
Internal Medicine · in network
99232$258.00$0.00Clean approval—Approved
CLM-2026-018004
CMS-1500 · 2026-02-16
Kathleen Cruz
UHC-59287-85
2026-01-26
Office
Lakeside Skin Care Associates
Dermatology · in network
11102, 17110, 11403$977.00$545.74Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.