Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-021856
CMS-1500 · 2026-09-03
Kenneth Martinez
UHC-66774-91
2026-08-06
Independent laboratory
Valley Reference Lab
Clinical Laboratory · in network
87086, 83036, 85025$160.00$0.00Clean approval—Approved
CLM-2026-015598
CMS-1500 · 2026-08-31
Kenneth Martinez
UHC-66774-91
2026-08-26
Office
Northgate Cardiovascular Associates
Cardiology · in network
99214$310.00$132.20Clean approval—Approved
CLM-2026-028284
UB-04 · 2026-06-07
Kenneth Martinez
UHC-66774-91
2026-06-04
Outpatient hospital
Meadow Medical Group
Internal Medicine · in network
70553$2,532.00—Left for review
CO50
—Needs review
CLM-2026-015700
CMS-1500 · 2026-05-17
Kenneth Martinez
UHC-66774-91
2026-04-07
Office
Summit Medical Group
Internal Medicine · in network
99215$393.00$218.66Clean approval—Approved
CLM-2026-004820
CMS-1500 · 2026-05-08
Kenneth Martinez
UHC-66774-91
2026-05-01
Office
Valley Family Practice
Family Medicine · in network
99395$268.00$141.16Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.