Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-021302
CMS-1500 · 2026-07-17
Shirley Simpson
UHC-57924-01
2026-06-04
Office
Unity Primary Care Associates
Family Medicine · out of network
99214$299.00—Denied by rule
CO18
—Denied
CLM-2026-021301
CMS-1500 · 2026-07-06
Shirley Simpson
UHC-57924-01
2026-06-04
Office
Unity Primary Care Associates
Family Medicine · out of network
99214$299.00$104.55Clean approval—Approved
CLM-2026-028840
CMS-1500 · 2026-04-22
Shirley Simpson
UHC-57924-01
2026-03-10
Office
Northgate Orthopedic Specialists
Orthopedic Surgery · in network
20610, 99213$397.00—Left for review
REPL
—Needs review
CLM-2026-028839
CMS-1500 · 2026-04-18
Shirley Simpson
UHC-57924-01
2026-03-10
Office
Northgate Orthopedic Specialists
Orthopedic Surgery · in network
20610, 99213$397.00$206.14Clean approval—Approved
CLM-2026-011904
CMS-1500 · 2026-03-04
Shirley Simpson
UHC-57924-01
2026-01-21
Office
Northgate Primary Care Associates
Family Medicine · out of network
90471, 99395$294.00$119.25Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.