Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-011523
CMS-1500 · 2026-07-18
Virginia Barnes
UHC-21509-56
2026-06-27
Office
Mesa Dermatology Clinic
Dermatology · in network
99213$191.00—Left for review
DUP
—Needs review
CLM-2026-011522
CMS-1500 · 2026-07-04
Virginia Barnes
UHC-21509-56
2026-06-27
Office
Sunrise Dermatology Clinic
Dermatology · in network
99213$191.00$58.42Clean approval—Approved
CLM-2026-022786
CMS-1500 · 2026-03-21
Virginia Barnes
UHC-21509-56
2026-02-22
Office
Unity Family Practice
Family Medicine · in network
36415$21.00$0.00Clean approval—Approved
CLM-2026-003010
CMS-1500 · 2026-03-06
Virginia Barnes
UHC-21509-56
2026-02-26
Office
Cornerstone Internal Medicine Associates
Internal Medicine · in network
93000$85.00$27.70Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.