Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-030866
UB-04 · 2026-10-09
Mari Park
UHC-74024-31
2026-08-25
Outpatient hospital
Evergreen Diagnostic Imaging
Radiology · in network
74177$1,301.00—Left for review
REPL CO50
—Needs review
CLM-2026-027664
CMS-1500 · 2026-10-07
Mari Park
UHC-74024-31
2026-09-20
Office
Pinecrest Medical Group
Family Medicine · in network
99203, 36415$198.00$82.76Clean approval—Approved
CLM-2026-030865
UB-04 · 2026-09-27
Mari Park
UHC-74024-31
2026-08-25
Outpatient hospital
Evergreen Diagnostic Imaging
Radiology · in network
74177$1,301.00—Left for review
CO50
—Needs review
CLM-2026-021682
UB-04 · 2026-05-21
Mari Park
UHC-74024-31
2026-05-02
Outpatient hospital
Unity Imaging Center
Radiology · out of network
77067$232.00—Denied by rule
CO204
—Denied
CLM-2026-027780
CMS-1500 · 2026-03-08
Mari Park
UHC-74024-31
2026-02-02
Independent laboratory
Summit Reference Lab
Clinical Laboratory · in network
80053, 85025$100.00$0.00Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.