Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-018798
CMS-1500 · 2026-08-15
Keith Hicks
UHC-44307-53
2026-08-05
Independent laboratory
Meadow Reference Lab
Clinical Laboratory · in network
80061$36.00$0.00Clean approval—Approved
CLM-2026-030962
UB-04 · 2026-08-04
Keith Hicks
UHC-44307-53
2026-07-02
Outpatient hospital
Riverside Bone and Joint Center
Orthopedic Surgery · out of network
73721$1,264.00$0.00Clean approval—Approved
CLM-2026-005599
CMS-1500 · 2026-08-04
Keith Hicks
UHC-44307-53
2026-07-13
Office
Desert Internal Medicine Associates
Internal Medicine · in network
93000, 80053$144.00$49.28Clean approval—Approved
CLM-2026-020284
CMS-1500 · 2026-05-06
Keith Hicks
UHC-44307-53
2026-03-28
Office
Sunrise Medical Group
Internal Medicine · in network
99214, 93000$318.00$157.16Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.