Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-023659
UB-04 · 2026-05-20
Alice Duncan
UHC-66041-95
2026-05-15
Emergency room
Mesa Regional Medical Center
Emergency Medicine · out of network
99283, 99285$3,743.00$1,434.35Clean approval—Approved
CLM-2026-011046
CMS-1500 · 2026-05-09
Alice Duncan
UHC-66041-95
2026-04-19
Office
Riverside Orthopedic Specialists
Orthopedic Surgery · in network
99213$173.00$67.26Clean approval—Approved
CLM-2026-019518
CMS-1500 · 2026-04-26
Alice Duncan
UHC-66041-95
2026-04-11
Office
Unity Counseling Center
Behavioral Health · in network
90837$187.00—Left for review
CO16
—Needs review
CLM-2026-015508
CMS-1500 · 2026-04-26
Alice Duncan
UHC-66041-95
2026-04-13
Office
Heritage Behavioral Health
Behavioral Health · in network
90791$366.00$186.92Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.