Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-001252
CMS-1500 · 2026-07-03
Benjamin Fuller
UHC-11971-67
2026-05-23
Office
Heritage Medical Group
Internal Medicine · in network
93000, 80053$184.00$89.08Clean approval—Approved
CLM-2026-017129
UB-04 · 2026-05-12
Benjamin Fuller
UHC-11971-67
2026-04-25
Emergency room
Pinecrest Regional Medical Center
Emergency Medicine · out of network
99285, 96374, 99283$2,959.00$981.55Clean approval—Approved
CLM-2026-023203
CMS-1500 · 2026-04-25
Benjamin Fuller
UHC-11971-67
2026-04-18
Office
Sunrise Heart Institute
Cardiology · in network
99214$317.00$156.54Clean approval—Approved
CLM-2026-021894
CMS-1500 · 2026-04-25
Benjamin Fuller
UHC-11971-67
2026-04-15
Office
Riverside Primary Care Associates
Family Medicine · in network
99213$219.00$110.78Clean approval—Approved
CLM-2026-003513
CMS-1500 · 2026-03-21
Benjamin Fuller
UHC-11971-67
2025-09-01
Office
Lakeside Physical Therapy
Physical Therapy · in network
97110, 97161$403.00—Denied by rule
CO29
—Denied
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.