Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-005904
CMS-1500 · 2026-09-14
Dennis Dunn
UHC-21945-46
2026-08-10
Office
Valley Skin Care Associates
Dermatology · in network
99213, 17110$471.00$217.02Clean approval—Approved
CLM-2026-011067
UB-04 · 2026-08-20
Dennis Dunn
UHC-21945-46
2026-08-08
Outpatient hospital
Sunrise Digestive Health Center
Gastroenterology · out of network
43239$1,434.00—Denied by rule
CO204
—Denied
CLM-2026-018062
UB-04 · 2026-03-24
Dennis Dunn
UHC-21945-46
2026-02-17
Emergency room
Harbor Regional Medical Center
Emergency Medicine · in network
99284, 96374$1,577.00$617.35Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.