Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-000372
UB-04 · 2026-08-13
Albert Lynch
UHC-64593-13
2026-07-14
Outpatient hospital
Canyon Diagnostic Imaging
Radiology · in network
70553$3,231.00—Left for review
DUP
—Needs review
CLM-2026-000371
UB-04 · 2026-07-27
Albert Lynch
UHC-64593-13
2026-07-14
Outpatient hospital
Sunrise Diagnostic Imaging
Radiology · in network
70553$3,231.00$1,316.40Clean approval—Approved
CLM-2026-022330
CMS-1500 · 2026-05-29
Albert Lynch
UHC-64593-13
2026-05-26
Office
Mesa Internal Medicine Associates
Internal Medicine · out of network
93000, 99214$362.00—Denied by rule
CO204
—Denied
CLM-2026-010896
CMS-1500 · 2026-04-26
Albert Lynch
UHC-64593-13
2026-04-06
Office
Riverside Medical Group
Family Medicine · in network
99395$321.00$179.02Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.