Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-023742
UB-04 · 2026-10-12
Adam Vega
UHC-59055-13
2026-09-16
Emergency room
Summit Regional Medical Center
Emergency Medicine · in network
96374, 99285$2,954.00—Left for review
CO97
—Needs review
CLM-2026-005712
CMS-1500 · 2026-09-23
Adam Vega
UHC-59055-13
2026-08-06
Independent laboratory
Desert Clinical Laboratories
Clinical Laboratory · in network
80061, 87086, 83036$194.00—Denied by rule
CO18
—Denied
CLM-2026-005711
CMS-1500 · 2026-09-08
Adam Vega
UHC-59055-13
2026-08-06
Independent laboratory
Desert Clinical Laboratories
Clinical Laboratory · in network
80061, 87086, 83036$194.00$0.00Clean approval—Approved
CLM-2026-000009
CMS-1500 · 2026-09-08
Adam Vega
UHC-59055-13
2026-07-27
Office
Lakeside Physical Therapy
Physical Therapy · in network
97110, 97140, 97014$266.00$124.92Clean approval—Approved
CLM-2026-017511
CMS-1500 · 2026-05-29
Adam Vega
UHC-59055-13
2026-05-08
Office
Mesa Medical Group
Family Medicine · in network
99203, 90471$223.00$98.26Clean approval—Approved
CLM-2026-026554
UB-04 · 2026-04-27
Adam Vega
UHC-59055-13
2026-04-12
Outpatient hospital
Sunrise Digestive Health Center
Gastroenterology · in network
70553, 88305, 45378$4,959.00—Left for review
CO50
—Needs review
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.