Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-005668
UB-04 · 2026-10-11
Diane Mendez
UHC-02276-61
2026-09-04
Inpatient hospital
Unity Bone and Joint Center
Orthopedic Surgery · in network
27447$43,670.00—Denied by rule
CO197
—Denied
CLM-2026-022331
CMS-1500 · 2026-09-25
Diane Mendez
UHC-02276-61
2026-09-21
Telehealth
Lakeside Behavioral Health
Behavioral Health · out of network
99214$289.00$90.05Clean approval—Approved
CLM-2026-005051
UB-04 · 2026-08-14
Diane Mendez
UHC-02276-61
2026-07-31
Outpatient hospital
Canyon Diagnostic Imaging
Radiology · in network
70553, 77067$3,164.00$161.25Clean approval—Approved
CLM-2026-034098
UB-04 · 2026-06-22
Diane Mendez
UHC-02276-61
2026-06-07
Outpatient hospital
Mesa Cardiovascular Associates
Cardiology · in network
93306$1,413.00$0.00Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.