Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-028050
UB-04 · 2026-09-25
Priya Williams
UHC-70691-50
2026-09-22
Outpatient hospital
Cornerstone Digestive Health Center
Gastroenterology · in network
88305, 43239$1,752.00$0.00Clean approval—Approved
CLM-2026-027533
UB-04 · 2026-09-05
Priya Williams
UHC-70691-50
2026-08-05
Outpatient hospital
Meadow GI Associates
Gastroenterology · out of network
45378, 88305$2,460.00$0.00Clean approval—Approved
CLM-2026-016990
CMS-1500 · 2026-06-27
Priya Williams
UHC-70691-50
2026-06-24
Office
Meadow Heart Institute
Cardiology · in network
93224, 99214$754.00$417.48Clean approval—Approved
CLM-2026-026960
UB-04 · 2026-06-04
Priya Williams
UHC-70691-50
2026-05-02
Outpatient hospital
Pinecrest Diagnostic Imaging
Radiology · in network
71046, 70553$2,712.00—Left for review
CO50 CO97
—Needs review
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.