Claims workbench/CLM-2026-000295
Professional claim · CMS-1500 · EDI 837P

CLM-2026-000295

Lakeside Reference Lab, Clinical Laboratory. Service 2026-01-09 at independent laboratory (POS 81). Received 2026-02-02.

Denied
Billed
$90.00
2 lines
Allowed
$55.80
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 20% coinsurance
Rules engine
Deny
CO27
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-73638-75
Date of birth
1981-03-01
Identity
Verified5 records, confidence 0.99
Claim record
CLMCLM-407405
Relationship
Self, Seattle, WA

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-4147
Coverage period
2021-12-01 to 2026-01-08
Deductible
$874.99 of $1,500.0058%
Out-of-pocket maximum
$109.68 of $4,500.002%
Copays
office $30.00, specialist $40.00, emergency $350.00
Physical therapy visits
0 of 20 used

Provider

Billing and rendering

Billing provider
Lakeside Reference Lab
Clinical Laboratory · taxonomy 291U00000X
NPI
7601465819
Network
In network
Rendering NPI
7601465819
Location
Charlotte, NC · TIN 32-5251661
Authorisation / referral
none / REF576060

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
180061Lipid panel—11$44.00$27.28——DeniedCO27
285025Complete blood count with differential—11$46.00$28.52——DeniedCO27
Totals$90.00$55.80——
Diagnoses (ICD-10-CM)
  • 1. N39.0 Urinary tract infection, site not specifiedprincipal
  • 2. I10 Essential (primary) hypertension
Claim header
Patient account
PA-363784
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-009656 (verified, link confidence 0.99).
EligibilityFailCO27Date of service 2026-01-09 is after coverage terminated on 2026-01-08.
Expenses incurred after coverage terminated
Timely filingPassReceived 24 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Lakeside Reference Lab (7601465819).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Lakeside Reference Lab2026-01-09 15:35

    Patient seen for urinary tract infection, site not specified.

  • SystemSystem: Claims system2026-02-02 02:02

  • AdministrativeExaminer: L. Brooks (Nurse Reviewer, RN)2026-02-02 16:28

    Escalated to nurse reviewer for clinical opinion.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-21 13:43
    Eligibility: Date of service 2026-01-09 is after coverage terminated on 2026-01-08.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0172642026-05-22Canyon Diagnostic Imaging$2,067.00Denied
CLM-2026-0322992025-12-25Desert Primary Care Associates$3,561.00Needs review

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO27scenario: Coverage terminated

Service after coverage termination.