Claims workbench/CLM-2026-010088
Institutional claim · UB-04 · Provider portal

CLM-2026-010088

Meadow Heart Institute, Cardiology. Service 2025-12-27 at outpatient hospital (POS 22). Received 2026-01-11.

DeniedOut of network
Billed
$7,710.00
2 lines
Allowed
$3,469.50
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 30% coinsurance
Rules engine
Deny
CO197
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-19554-84
Date of birth
1938-02-13
Identity
Verified5 records, confidence 0.99
Claim record
CLMCLM-408594
Relationship
Self, Tempe, AZ

Coverage and accumulators

Found by member ID

Plan
CHOICE-PLUS-PPO PPO group GRP-9477
Coverage period
2024-08-01 to present
Deductible
$788.72 of $1,500.0053%
Out-of-pocket maximum
$430.35 of $4,500.0010%
Copays
office $30.00, specialist $40.00, emergency $150.00
Physical therapy visits
8 of 20 used

Provider

Billing and rendering

Billing provider
Meadow Heart Institute
Cardiology · taxonomy 207RC0000X
NPI
1132669718
Network
Out of network
Rendering NPI
3604541722
Location
Houston, TX · TIN 84-3778444
Authorisation / referral
none / none

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
193306
rev 0480
Echocardiogram, complete—11$1,532.00$689.40——DeniedCO197
293458
rev 0481
Cardiac catheterisation, left heart—11$6,178.00$2,780.10——DeniedCO197
Totals$7,710.00$3,469.50——
Diagnoses (ICD-10-CM)
  • 1. I48.91 Unspecified atrial fibrillationprincipal
Claim header
Patient account
PA-476289
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 2 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-003401 (verified, link confidence 0.99).
EligibilityPassActive on 2025-12-27: CHOICE-PLUS-PPO (PPO), effective 2024-08-01.
Timely filingPassReceived 15 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationFailCO19793458 require precertification; no authorisation number on the claim.
Precertification or authorization absent
Provider networkNoteOut-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Meadow Heart Institute2025-12-27 13:48

    Established patient presents with unspecified atrial fibrillation; symptoms reviewed and vitals within expected range.

  • SystemSystem: Claims system2026-01-11 05:37

    Procedure requires precertification; no authorisation number on the claim and none found in the UM system.

Attachments

Documents received with the claim

  • Itemized billitemized_PA-476289.pdf2 pages

    Itemised statement totalling $7710.00 across 2 lines.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-22 12:44
    Prior authorisation: 93458 require precertification; no authorisation number on the claim. Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0136332026-04-18Desert Diagnostic Imaging$349.00Needs review

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO197scenario: No auth

Precertification required and absent.