Claims workbench/CLM-2026-012226
Professional claim · CMS-1500 · Provider portal

CLM-2026-012226

Harbor Rehabilitation Center, Physical Therapy. Service 2025-12-26 at office (POS 11). Received 2026-01-13.

Denied
Billed
$257.00
2 lines
Allowed
$159.34
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 20% coinsurance
Rules engine
Deny
LIM
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-61460-03
Date of birth
1987-05-03
Identity
Verified4 records, confidence 0.99
Claim record
CLMCLM-432413
Relationship
Self, Tempe, AZ

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-7913
Coverage period
2025-04-01 to present
Deductible
$574.71 of $1,000.0057%
Out-of-pocket maximum
$901.25 of $3,000.0030%
Copays
office $20.00, specialist $60.00, emergency $150.00
Physical therapy visits
21 of 20 used

Provider

Billing and rendering

Billing provider
Harbor Rehabilitation Center
Physical Therapy · taxonomy 225100000X
NPI
5301440876
Network
In network
Rendering NPI
6706609511
Location
Denver, CO · TIN 55-4519384
Authorisation / referral
none / REF828025

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
197110Therapeutic exercise, 15 minutes—21$168.00$104.16——DeniedLIM
297140Manual therapy, 15 minutes—11$89.00$55.18——DeniedLIM
Totals$257.00$159.34——
Diagnoses (ICD-10-CM)
  • 1. M54.50 Low back pain, unspecifiedprincipal
  • 2. M75.100 Unspecified rotator cuff tear, unspecified shoulder
Claim header
Patient account
PA-764642
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-004026 (verified, link confidence 0.99).
EligibilityPassActive on 2025-12-26: NAVIGATE-HMO (HMO), effective 2025-04-01.
Timely filingPassReceived 18 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Harbor Rehabilitation Center (5301440876).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsFailLIMPhysical therapy visits used 21 of 20 for the plan year.
Benefit limit reached
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Harbor Rehabilitation Center2025-12-26 17:42

    Patient seen for low back pain, unspecified.

  • SystemSystem: Claims system2026-01-13 01:45

    Member has used the annual physical-therapy visit benefit for the plan year.

  • AdministrativeExaminer: T. Nguyen (Senior Claims Examiner)2026-01-13 14:17

    Reviewed with the member's history on file. Holding for the items listed above.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-21 13:43
    Benefit limits: Physical therapy visits used 21 of 20 for the plan year.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0077982026-07-29Pinecrest Diagnostic Imaging$2,435.00Approved
CLM-2026-0288332026-03-18Northgate Orthopedic Specialists$37,075.00Needs review
CLM-2026-0288322026-03-18Pinecrest Bone and Joint Center$37,075.00Needs review

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedLIMscenario: Benefit limit

Annual visit limit exhausted.