Claims workbench/CLM-2026-015638

Professional claim · CMS-1500 · EDI 837P

CLM-2026-015638

Harbor Medical Group, Internal Medicine. Service 2025-09-23 at office (POS 11). Received 2026-04-15.

DeniedOut of network

Billed

$562.00

3 lines

Allowed

$252.90

if approved

Plan pays

—

Denied

Member owes

—

copay / deductible / 30% coinsurance

Rules engine

Deny

CO29

Decided by

Claims rules engine

2026-10-21 13:43

Member

Resolved through the identity graph

Member: Jessica Burns
Member ID: UHC-28147-73
Date of birth: 2007-05-20
Identity: Verified5 records, confidence 0.99
Claim record: CLMCLM-403427
Relationship: Self, Seattle, WA

Coverage and accumulators

Found by member ID

Plan: OPTIONS-PPO PPO group GRP-8822
Coverage period: 2022-01-01 to present
Deductible: $956.91 of $3,500.0027%
Out-of-pocket maximum: $1,960.33 of $10,500.0019%
Copays: office $20.00, specialist $60.00, emergency $150.00
Physical therapy visits: 5 of 20 used

Provider

Billing and rendering

Billing provider: Harbor Medical Group
Internal Medicine · taxonomy 207R00000X
NPI: 9527891607
Network: Out of network
Rendering NPI: 1211322221
Location: Charlotte, NC · TIN 28-8078153
Authorisation / referral: none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

Line	Code	Description	Mod.	Units	Dx	Billed	Allowed	Member	Plan	Line status
1	99215	Office visit, established patient, high complexity	—	1	1	$402.00	$180.90	—	—	DeniedCO29
2	80053	Comprehensive metabolic panel	—	1	1	$46.00	$20.70	—	—	DeniedCO29
3	93000	Electrocardiogram with interpretation	—	1	1	$114.00	$51.30	—	—	DeniedCO29
Totals						$562.00	$252.90	—	—

Diagnoses (ICD-10-CM)

1. E11.65 Type 2 diabetes mellitus with hyperglycemiaprincipal
2. I48.91 Unspecified atrial fibrillation

Claim header

Patient account: PA-543840
Frequency code: 1 (original)
Accident: No
DRG: —
Admit / discharge: —
Landed: 2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 2 needing attention

Check	Result	Code	Detail
Member identity	Pass		Attached to MBR-001963 (verified, link confidence 0.99).
Eligibility	Pass		Active on 2025-09-23: OPTIONS-PPO (PPO), effective 2022-01-01.
Timely filing	Fail	CO29	Received 204 days after the last date of service (limit 90). Time limit for filing has expired
Duplicate check	Pass		No matching prior claim in the duplicate window.
Prior authorisation	Pass		No line requires precertification.
Provider network	Note		Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessity	Pass		Diagnosis supports the procedures billed.
Bundling (NCCI)	Pass		No bundling conflicts.
Benefit limits	Pass		No limited benefit on this claim.
Completeness	Pass		Required documentation present.
High-dollar review	Pass		Within the auto-adjudication ceiling.

Evaluated 2026-10-21 13:43 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

ClinicalProvider: Harbor Medical Group2025-09-23 15:10
Established patient presents with type 2 diabetes mellitus with hyperglycemia; symptoms reviewed and vitals within expected range.
SystemSystem: Claims system2026-04-15 05:14
Received more than 90 days after the last date of service. Check for a timely-filing waiver before finalising.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

Rules engineDenied2026-10-21 13:43
Timely filing: Received 204 days after the last date of service (limit 90). Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

Claim	Service	Provider	Billed	Status
CLM-2026-032942	2026-06-12	Mesa Orthopedic Specialists	$1,462.00	Approved
CLM-2026-013804	2026-03-29	Northgate Reference Lab	$163.00	Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome

Approve and pay as pricedAllowed amount, member responsibility and plan payment are applied to every line.DenyNo payment. Reason codes go on the remittance advice and the member's explanation of benefits.Pend for informationHold the claim; a development letter or confirmation is needed before it can be finalised.Refer to special investigationsRoute to the SIU for a fraud, waste and abuse review. No payment until cleared.

Examiner rationale *

At least 8 characters (0/8)

ExaminerR. Patel (Claims Examiner II)

Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO29scenario: Late filing

Received after the timely-filing limit.

Review queue Member identity