Claims workbench/CLM-2026-020826
Professional claim · CMS-1500 · EDI 837P

CLM-2026-020826

Harbor Physical Therapy, Physical Therapy. Service 2026-07-26 at office (POS 11). Received 2026-09-03.

Approved
Billed
$237.00
1 line
Allowed
$146.94
contract rate applied
Plan pays
$106.94
approved
Member owes
$40.00
copay / deductible / 30% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-21 13:43

Member

Resolved through the identity graph

Member ID
UHC-63626-44
Date of birth
1981-06-15
Identity
Verified6 records, confidence 0.99
Claim record
CLMCLM-405409
Relationship
Self, Sacramento, CA

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-1894
Coverage period
2021-01-01 to present
Deductible
$490.44 of $3,500.0014%
Out-of-pocket maximum
$1,685.74 of $10,500.0016%
Copays
office $40.00, specialist $40.00, emergency $150.00
Physical therapy visits
10 of 20 used

Provider

Billing and rendering

Billing provider
Harbor Physical Therapy
Physical Therapy · taxonomy 225100000X
NPI
9493518267
Network
In network
Rendering NPI
5297638970
Location
Miami, FL · TIN 59-6364489
Authorisation / referral
none / REF485792

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
197110Therapeutic exercise, 15 minutes—31$237.00$146.94$40.00$106.94Paid
Totals$237.00$146.94$40.00$106.94
Diagnoses (ICD-10-CM)
  • 1. M25.561 Pain in right kneeprincipal
  • 2. Z47.1 Aftercare following joint replacement surgery
Claim header
Patient account
PA-102052
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 0 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-017284 (verified, link confidence 0.99).
EligibilityPassActive on 2026-07-26: NAVIGATE-HMO (HMO), effective 2021-01-01.
Timely filingPassReceived 39 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Harbor Physical Therapy (9493518267).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassPhysical therapy visits used 10 of 20.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-21 13:43 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Harbor Physical Therapy2026-07-26 18:46

    Established patient presents with pain in right knee; symptoms reviewed and vitals within expected range.

Attachments

Documents received with the claim

No attachments.

Explanation of benefits

What the member will see

Amount billed
$237.00
Plan discount
$90.06
contracted rate
Plan paid
$106.94
You may owe
$40.00
copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineApproved2026-10-21 13:43
    Clean claim.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0218402026-06-11Sunrise Skin Care Associates$165.00Approved
CLM-2026-0340502026-06-12Northgate Medical Group$314.00Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

Approvedscenario: Clean

Clean claim, priced at contract rate.