Professional claim · CMS-1500 · EDI 837P
CLM-2026-022463
Harbor Medical Group, Internal Medicine. Service 2026-01-28 at office (POS 11). Received 2026-02-14.
ApprovedOut of network
Billed
$724.00
3 lines
Allowed
$325.80
contract rate applied
Plan pays
$295.80
approved
Member owes
$30.00
copay / deductible / 20% coinsurance
Rules engine
Clean
no reason codes
Decided by
Claims rules engine
2026-10-22 12:44
Member
Resolved through the identity graph
- Member
- Jonathan Turner
- Member ID
- UHC-89708-54
- Date of birth
- 1939-06-23
- Identity
- Verified4 records, confidence 0.90
- Claim record
- CLMCLM-404430
- Relationship
- Child, Chandler, AZ
Coverage and accumulators
Found by member ID
- Plan
- OPTIONS-PPO PPO group GRP-1570
- Coverage period
- 2025-12-01 to 2026-01-28
- Deductible
- $1,063.56 of $1,500.0071%
- Out-of-pocket maximum
- $103.03 of $6,000.002%
- Copays
- office $30.00, specialist $75.00, emergency $250.00
- Physical therapy visits
- 0 of 20 used
Provider
Billing and rendering
- Billing provider
- Harbor Medical GroupInternal Medicine · taxonomy 207R00000X
- NPI
- 3009343252
- Network
- Out of network
- Rendering NPI
- 9376209968
- Location
- Minneapolis, MN · TIN 55-1189667
- Authorisation / referral
- none / none
Service lines
CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line
| Line | Code | Description | Mod. | Units | Dx | Billed | Allowed | Member | Plan | Line status |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 93000 | Electrocardiogram with interpretation | — | 1 | 1 | $118.00 | $53.10 | $30.00 | $23.10 | Paid |
| 2 | 99214 | Office visit, established patient, moderate complexity | 25 | 1 | 2 | $237.00 | $106.65 | $0.00 | $106.65 | Paid |
| 3 | 99215 | Office visit, established patient, high complexity | — | 1 | 1 | $369.00 | $166.05 | $0.00 | $166.05 | Paid |
| Totals | $724.00 | $325.80 | $30.00 | $295.80 | ||||||
Diagnoses (ICD-10-CM)
- 1. J44.9 COPD, unspecifiedprincipal
- 2. E11.65 Type 2 diabetes mellitus with hyperglycemia
- 3. N18.30 Chronic kidney disease, stage 3 unspecified
Claim header
- Patient account
- PA-976444
- Frequency code
- 1 (original)
- Accident
- No
- DRG
- —
- Admit / discharge
- —
- Landed
- 2026-10-22 12:44
Rules engine
CLAIMS-ADJ v1: 11 checks, 1 needing attention
| Check | Result | Code | Detail |
|---|---|---|---|
| Member identity | Pass | Attached to MBR-012906 (verified, link confidence 0.90). | |
| Eligibility | Pass | Active on 2026-01-28: OPTIONS-PPO (PPO), effective 2025-12-01, terms 2026-01-28. | |
| Timely filing | Pass | Received 17 days after service (limit 90). | |
| Duplicate check | Pass | No matching prior claim in the duplicate window. | |
| Prior authorisation | Pass | No line requires precertification. | |
| Provider network | Note | Out-of-network provider; priced at the out-of-network allowance, balance billing may apply. | |
| Medical necessity | Pass | Diagnosis supports the procedures billed. | |
| Bundling (NCCI) | Pass | No bundling conflicts. | |
| Benefit limits | Pass | No limited benefit on this claim. | |
| Completeness | Pass | Required documentation present. | |
| High-dollar review | Pass | Within the auto-adjudication ceiling. |
Evaluated 2026-10-22 12:44 under policy version 1. Clean claim: approved and priced automatically.
Notes
Provider, system and examiner notes on this claim
- ClinicalProvider: Harbor Medical Group2026-01-28 15:01
Established patient presents with copd, unspecified; symptoms reviewed and vitals within expected range.
- SystemSystem: Claims system2026-02-14 05:24
Attachments
Documents received with the claim
No attachments.
Explanation of benefits
What the member will see
Amount billed
$724.00
Plan discount
$398.20
out-of-network allowance
Plan paid
$295.80
You may owe
$30.00
copay, deductible and coinsurance
Claim history
Every event on this claim, sealed in the audit chain
- Rules engineApproved2026-10-22 12:44Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Other claims for this member
Same resolved identity
| Claim | Service | Provider | Billed | Status |
|---|---|---|---|---|
| CLM-2026-011252 | 2026-07-18 | Mesa Family Practice | $238.00 | Denied |
AI recommendation
assist mode · apac.amazon.nova-pro-v1:0
Clean claim: the rules engine approved it, so no AI review was needed.
Examiner decision
Approved by Claims rules engine; an examiner may still override
Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome
Evaluation truth
Hidden label from the synthetic generator; never shown to the model
DeniedCO27scenario: Coverage terminated
Service after coverage termination.