Claims workbench/CLM-2026-022632

Institutional claim · UB-04 · Paper

CLM-2026-022632

Meadow GI Associates, Gastroenterology. Service 2026-07-26 at outpatient hospital (POS 22). Received 2026-09-08.

ApprovedOut of network

Billed

$2,490.00

2 lines

Allowed

$1,120.50

contract rate applied

Plan pays

$168.10

approved

Member owes

$952.40

copay / deductible / 30% coinsurance

Rules engine

Clean

no reason codes

Decided by

Claims rules engine

2026-10-21 13:43

Member

Resolved through the identity graph

Member: Christopher Cunningham
Member ID: UHC-92637-64
Date of birth: 1946-04-04
Identity: Verified7 records, confidence 0.97
Claim record: CLMCLM-405030
Relationship: Spouse, Charlotte, NC

Coverage and accumulators

Found by member ID

Plan: CHOICE-PLUS-PPO PPO group GRP-1898
Coverage period: 2025-07-01 to present
Deductible: $119.64 of $1,000.0012%
Out-of-pocket maximum: $456.22 of $3,000.0015%
Copays: office $20.00, specialist $50.00, emergency $150.00
Physical therapy visits: 12 of 20 used

Provider

Billing and rendering

Billing provider: Meadow GI Associates
Gastroenterology · taxonomy 207RG0100X
NPI: 7747243401
Network: Out of network
Rendering NPI: 8040132291
Location: Los Angeles, CA · TIN 16-0400328
Authorisation / referral: PA2026121694 / none

Service lines

UB-04: procedures, modifiers, units, charges and the pricing outcome per line

Line	Code	Description	Mod.	Units	Dx	Billed	Allowed	Member	Plan	Line status
1	88305 rev 0310	Surgical pathology, level IV	—	1	1	$199.00	$89.55	$89.55	$0.00	Paid
2	45378 rev 0750	Colonoscopy, diagnostic	—	1	2	$2,291.00	$1,030.95	$862.85	$168.10	Paid
Totals						$2,490.00	$1,120.50	$952.40	$168.10

Diagnoses (ICD-10-CM)

1. K58.0 Irritable bowel syndrome with diarrheaprincipal
2. Z12.11 Encounter for screening for malignant neoplasm of colon

Claim header

Patient account: PA-484860
Frequency code: 1 (original)
Accident: No
DRG: —
Admit / discharge: —
Landed: 2026-10-21 13:43

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

Check	Result	Detail
Member identity	Pass	Attached to MBR-003293 (verified, link confidence 0.97).
Eligibility	Pass	Active on 2026-07-26: UNKNOWN (PPO), effective 2025-07-01.
Timely filing	Pass	Received 44 days after service (limit 90).
Duplicate check	Pass	No matching prior claim in the duplicate window.
Prior authorisation	Pass	Authorisation PA2026121694 on file for 45378.
Provider network	Note	Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.
Medical necessity	Pass	Diagnosis supports the procedures billed.
Bundling (NCCI)	Pass	No bundling conflicts.
Benefit limits	Pass	No limited benefit on this claim.
Completeness	Pass	Required documentation present.
High-dollar review	Pass	Within the auto-adjudication ceiling.

Evaluated 2026-10-21 13:43 under policy version 1. Clean claim: approved and priced automatically.

Notes

Provider, system and examiner notes on this claim

ClinicalProvider: Meadow GI Associates2026-07-26 14:48
Patient seen for irritable bowel syndrome with diarrhea.

Attachments

Documents received with the claim

Prior auth letterPA2026121694_approval.pdf2 pages
Utilisation management approval letter for 88305 (Surgical pathology, level IV), valid 2026-07-26 to 2026-10-24.
Itemized billitemized_PA-484860.pdf5 pages
Itemised statement totalling $2490.00 across 2 lines.

Explanation of benefits

What the member will see

Amount billed

$2,490.00

Plan discount

$1,369.50

out-of-network allowance

Plan paid

$168.10

You may owe

$952.40

copay, deductible and coinsurance

Claim history

Every event on this claim, sealed in the audit chain

Rules engineApproved2026-10-21 13:43
Provider network: Out-of-network provider; priced at the out-of-network allowance, balance billing may apply.

Other claims for this member

Same resolved identity

Claim	Service	Provider	Billed	Status
CLM-2026-000459	2026-07-22	Meadow Family Practice	$225.00	Approved
CLM-2026-020202	2026-05-15	Heritage Medical Group	$299.00	Approved
CLM-2026-019899	2026-01-05	Mesa Primary Care Associates	$330.00	Approved

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

Clean claim: the rules engine approved it, so no AI review was needed.

Examiner decision

Approved by Claims rules engine; an examiner may still override

Outcome

Approve and pay as pricedAllowed amount, member responsibility and plan payment are applied to every line.DenyNo payment. Reason codes go on the remittance advice and the member's explanation of benefits.Pend for informationHold the claim; a development letter or confirmation is needed before it can be finalised.Refer to special investigationsRoute to the SIU for a fraud, waste and abuse review. No payment until cleared.

Examiner rationale *

At least 8 characters (0/8)

ExaminerR. Patel (Claims Examiner II)

Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

Approvedscenario: Clean

Clean claim, priced at contract rate.

Review queue Member identity