Claims workbench/CLM-2026-027676
Professional claim · CMS-1500 · EDI 837P

CLM-2026-027676

Summit Clinical Laboratories, Clinical Laboratory. Service 2026-07-27 at independent laboratory (POS 81). Received 2026-08-03.

Denied
Billed
$64.00
1 line
Allowed
$39.68
if approved
Plan pays
—
Denied
Member owes
—
copay / deductible / 30% coinsurance
Rules engine
Deny
CO27
Decided by
Claims rules engine
2026-10-22 12:44

Member

Resolved through the identity graph

Member ID
UHC-41356-33
Date of birth
1974-02-04
Identity
Verified5 records, confidence 0.96
Claim record
CLMCLM-432225
Relationship
Spouse, Mesa, AZ

Coverage and accumulators

Found by member ID

Plan
NAVIGATE-HMO HMO group GRP-2189
Coverage period
2022-08-01 to 2026-01-23
Deductible
$253.09 of $2,500.0010%
Out-of-pocket maximum
$161.44 of $10,000.002%
Copays
office $20.00, specialist $40.00, emergency $150.00
Physical therapy visits
9 of 20 used

Provider

Billing and rendering

Billing provider
Summit Clinical Laboratories
Clinical Laboratory · taxonomy 291U00000X
NPI
7665709730
Network
In network
Rendering NPI
7665709730
Location
Mesa, AZ · TIN 27-4199484
Authorisation / referral
none / none

Service lines

CMS-1500: procedures, modifiers, units, charges and the pricing outcome per line

LineCodeDescriptionMod.UnitsDxBilledAllowedMemberPlanLine status
187086Urine culture—11$64.00$39.68——DeniedCO27
Totals$64.00$39.68——
Diagnoses (ICD-10-CM)
  • 1. E11.9 Type 2 diabetes mellitus without complicationsprincipal
  • 2. N39.0 Urinary tract infection, site not specified
Claim header
Patient account
PA-811244
Frequency code
1 (original)
Accident
No
DRG
—
Admit / discharge
—
Landed
2026-10-22 12:44

Rules engine

CLAIMS-ADJ v1: 11 checks, 1 needing attention

CheckResultCodeDetail
Member identityPassAttached to MBR-006607 (verified, link confidence 0.96).
EligibilityFailCO27Date of service 2026-07-27 is after coverage terminated on 2026-01-23.
Expenses incurred after coverage terminated
Timely filingPassReceived 7 days after service (limit 90).
Duplicate checkPassNo matching prior claim in the duplicate window.
Prior authorisationPassNo line requires precertification.
Provider networkPassIn-network provider Summit Clinical Laboratories (7665709730).
Medical necessityPassDiagnosis supports the procedures billed.
Bundling (NCCI)PassNo bundling conflicts.
Benefit limitsPassNo limited benefit on this claim.
CompletenessPassRequired documentation present.
High-dollar reviewPassWithin the auto-adjudication ceiling.
Evaluated 2026-10-22 12:44 under policy version 1. Hard rule fired: Denied.

Notes

Provider, system and examiner notes on this claim

  • ClinicalProvider: Summit Clinical Laboratories2026-07-27 14:43

    Patient seen for type 2 diabetes mellitus without complications.

  • SystemSystem: Claims system2026-08-03 03:40

  • AdministrativeExaminer: R. Patel (Claims Examiner II)2026-08-03 14:42

    Escalated to nurse reviewer for clinical opinion.

Attachments

Documents received with the claim

No attachments.

Claim history

Every event on this claim, sealed in the audit chain

  1. Rules engineDenied2026-10-22 12:44
    Eligibility: Date of service 2026-07-27 is after coverage terminated on 2026-01-23.

Other claims for this member

Same resolved identity

ClaimServiceProviderBilledStatus
CLM-2026-0129602026-05-30Valley Medical Group$402.00Denied
CLM-2026-0332862026-05-21Pinecrest Medical Group$303.00Denied

AI recommendation

assist mode · apac.amazon.nova-pro-v1:0

A hard rule decided this claim; the AI is advisory here.

Examiner decision

Denied by Claims rules engine; an examiner may still override

Outcome
At least 8 characters (0/8)
ExaminerR. Patel (Claims Examiner II)
Choose an outcome

Evaluation truth

Hidden label from the synthetic generator; never shown to the model

DeniedCO27scenario: Coverage terminated

Service after coverage termination.