Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-011741
CMS-1500 · 2026-06-18
Marilyn Castillo
UHC-80095-34
2026-05-14
Office
Mesa Physical Therapy
Physical Therapy · in network
97110, 97161$431.00$237.22Clean approval—Approved
CLM-2026-034598
UB-04 · 2026-06-08
Marilyn Castillo
UHC-80095-34
2026-05-20
Inpatient hospital
Mesa Internal Medicine Associates
Internal Medicine · in network
99232$246.00$0.00Clean approval—Approved
CLM-2026-002688
CMS-1500 · 2026-01-03
Marilyn Castillo
UHC-80095-34
2025-11-25
Office
Meadow Physical Therapy
Physical Therapy · out of network
97110$308.00—Denied by rule
CO204
—Denied
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.